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Who We Are

Insurance Guidance You Can Understand and Trust

EZ Assurance Group, Inc. was created to help people make confident insurance decisions without the confusion. Whether you are protecting your home, vehicle, family, or business, our goal is to guide you through your options clearly and help you choose coverage that fits your real needs.

As part of the group of businesses founded by Jaime, EZ Assurance is committed to providing personalized insurance solutions designed to protect what matters most. It carries the same service-first approach that clients have come to expect from his team. We believe every client deserves honest communication, personalized recommendations, and support from someone who takes the time to understand their unique situation.

Insurance is not just about having a policy. It is about knowing that the people, property, and future you care about are protected.

Our Vision

Our vision is to build a trusted independent insurance agency known for personalized service, lasting client relationships, and a commitment to helping individuals, families, and businesses navigate their insurance needs with confidence.

Your Trusted Insurance Advisor

Meet Karina Charouf

Co-Founder and Vice President

As Co-Founder and Vice President of EZ Assurance Group, Inc., Karina Charouf is dedicated to helping individuals, families, and businesses throughout Florida protect what matters most through personalized insurance solutions, knowledgeable guidance, and exceptional customer service.

As a licensed insurance professional, Karina plays an active role in the agency’s daily operations, working closely with clients to understand their individual needs, explain available coverage options, and help them make informed decisions. Through the agency’s independent model, she helps clients explore homeowners, flood, life, auto, and commercial insurance solutions from multiple insurance carriers.

Beyond serving clients, Karina is instrumental in developing carrier relationships, expanding the agency’s insurance offerings, and building a strong foundation for continued growth. She believes that insurance is more than purchasing a policy. It’s about understanding potential risks, making informed decisions, and having a trusted professional to turn to when questions or needs arise.

At EZ Assurance Group, Karina is committed to building lasting relationships through accessibility, transparency, and ongoing support. Whether assisting with new coverage, reviewing existing policies, or helping clients navigate changes in their insurance needs, her goal is to provide a personalized experience that gives clients confidence in their insurance decisions.

Through her leadership and client-first approach, Karina is helping establish EZ Assurance Group as a trusted insurance resource for individuals, families, and businesses across Florida.

Founder & President

Meet Jaime Charouf

With more than 25 years of experience in the mortgage and real estate industries, Jaime Charouf has built his career around helping individuals and families navigate some of life’s most important financial decisions. As the owner of EZ Funding Group, Inc. and EZ Realty & Investment Group, Inc., he brings extensive industry knowledge, entrepreneurial experience, and a longstanding commitment to personalized service.

As Founder and President of EZ Assurance Group, Inc., Jaime has expanded his vision to include insurance, bringing together three complementary businesses focused on helping clients navigate homeownership, financing, and protecting what matters most. His vision is to build an organization where experienced insurance professionals provide personalized service, trusted guidance, and long-term support, while maintaining the relationship-driven values that have defined his career.

Jaime provides strategic leadership for EZ Assurance Group, overseeing business development, long-term growth, and the partnerships that support the agency’s success. He believes that lasting business relationships are built through integrity, transparency, accountability, and a genuine commitment to understanding each client’s individual needs.

Through his leadership, Jaime is focused on establishing EZ Assurance Group as a trusted insurance resource for individuals, families, and businesses throughout Florida, while maintaining the personal attention and relationship-driven approach that have defined his career.

our core values

The Principles That Guide Every Relationship

Integrity

Operating with honesty and transparency.

Service

Putting clients first through responsiveness and support.

Education

Helping clients make informed decisions.

Relationships

Building trust through meaningful connections.