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Helpful Insurance Information for Florida Families & Businesses

Stay informed with practical insurance tips, coverage insights, and helpful information from EZ Assurance Group. Our goal is to make insurance easier to understand so you can make more informed decisions about protecting your home, vehicles, family, and business.

Explore our latest articles covering personal insurance, homeowners and flood insurance, life insurance, business insurance, and other topics that matter to Florida families and business owners.

Latest Insurance Insights

Palm-lined residential street in South Florida with a few cars driving in late-afternoon light

Uninsured Motorist Coverage in Florida: What It Pays and What to Check on Your Policy

Florida's basic auto requirement doesn't include bodily injury liability for most drivers. Here is how...

Home office corner in a South Florida house with a wooden desk, closed laptop, printer, lamp and storage boxes beside a window with palm trees

Running a Business From Home in Florida? What Your Homeowners Policy May Not Cover

Working from home in Florida? A standard homeowners policy usually limits business property and excludes...

Woman in a bright South Florida living room looking up at the ceiling near a window while holding a smartphone

How Long Do You Have to File a Home Insurance Claim in Florida?

Florida law sets firm notice deadlines for property insurance claims. Here is how the one-year and 18-month...

Young couple unpacking moving boxes in a sunny new apartment with a gray sofa, houseplants and palm trees outside

Renters Insurance in Florida: What Your Landlord's Policy Doesn't Cover

Your landlord's policy insures the building, not your belongings. Here is what a Florida renters policy...

A Florida family home and parked car sheltered by a transparent umbrella canopy, with a family and dog nearby.

Personal Umbrella Insurance in Florida: When Home and Auto Liability Limits Run Out

Learn how personal umbrella insurance works in Florida, why state auto insurance requirements matter,...

Mid-rise waterfront condominium buildings along a canal in Hollywood, Florida

Condo Special Assessments and Your HO-6 Policy: How Loss Assessment Coverage Works in Florida

Loss assessment coverage can help with some Florida condo assessments, but not all. How it works under...

Florida homeowner documenting jewelry and valuable personal property for insurance

Does Homeowners Insurance Cover Jewelry and Other Valuable Items in Florida?

Your homeowners insurance may cover personal belongings, but valuable items such as jewelry, art, collectibles...

Florida homeowner reviews insurance papers on a porch after rain, with shallow water along the driveway.

Citizens Flood Insurance Requirement 2027: What Florida Homeowners Need to Know

Citizens' flood insurance requirement reaches its final phase on January 1, 2027. Here's who it applies...

Florida home with wind mitigation features

Florida Wind Mitigation Inspections: What Homeowners Should Know

A Florida wind mitigation inspection documents features that may help a home withstand strong winds....

Florida homeowners reviewing homeowners insurance coverage

What Does Homeowners Insurance Cover in Florida? A Homeowner’s Guide

Homeowners insurance protects more than the structure itself. Here’s a practical look at the major types...